What type of pet insurance is best?

Lifetime cover is the most comprehensive — it renews your vet fee limit each year, so chronic conditions are always covered. Accident-only is cheapest but very limited.

Does pet insurance cover pre-existing conditions?

No — standard pet insurance excludes pre-existing conditions. This is why it's best to insure your pet when they're young and healthy.

How much does pet insurance cost in the UK?

Average costs are £20-40/month for dogs and £10-20/month for cats. Costs vary by breed, age and coverage level. Lifetime policies cost more but provide the best protection.

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🐕 5 Providers · Instant Comparison

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🐾 Petplan⭐ BBM🐕 More Than🌱 Waggel🐱 Everypaw

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Petplan

★

Gold standard lifetime cover. £12k vet fees, dental included.

Best OverallVisit Petplan →

Bought By Many

Highest rated pet insurer. Can cover pre-existing conditions.

Highest RatedVisit BBM →

More Than

Budget pet cover with 24/7 vet helpline included.

Best ValueVisit More Than →

Waggel

B Corp certified. Gives back to animal charities.

Most EthicalVisit Waggel →

Everypaw

Simple online pet insurance from the RSA group.

SimplestVisit Everypaw →

Sento is an independent comparison service. We may receive a commission if you take out a policy via our links. This does not affect our editorial independence. Always read the policy documents before purchasing insurance.

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