What is the best savings account rate in the UK right now?

Chase and Chip consistently offer the highest easy-access rates (3.5-3.7% AER). Fixed-rate accounts from NS&I and Aldermore can offer higher rates for locking money away.

Are my savings protected in the UK?

Yes — the FSCS protects up to £85,000 per person per bank. If you have more, spread across multiple banks for full protection.

Is a cash ISA or regular savings account better?

With the £1,000 personal savings allowance, most basic-rate taxpayers don't need an ISA. Higher earners benefit from the ISA tax-free wrapper.

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💰 5 Providers · Instant Comparison

Compare Savings Accounts

Tell Sento your savings goals and we'll recommend the best account for you.

30+

Accounts compared

4.21%

Best easy access

4.5%

Best fixed

💰 Chase⚛️ Atom Bank📦 Moneybox🏛️ Marcus🤖 Plum

⚠️

Financial products are regulated by the Financial Conduct Authority (FCA). Ensure any provider you choose is FCA authorised. Capital at risk for investments.

Visit Provider — Get Your Quote

Chase

★

Market-leading easy access rate with no fees or minimum balance.

Best Easy AccessVisit Chase →

Atom Bank

Top fixed rate in UK — FSCS protected, app-based.

Best Fixed RateVisit Atom Bank →

Moneybox

25% government bonus on Lifetime ISA for first-time buyers.

Best LISAVisit Moneybox →

Marcus

Goldman Sachs backed. Consistent competitive rates, no fees.

Most TrustedVisit Marcus →

Plum

AI auto-saves for you. Round-ups, multiple pockets, investing.

Best AppVisit Plum →

Sento is an independent comparison service. We may receive a commission if you apply via our links. This does not affect our editorial independence. Always read the terms and conditions before applying for any financial product.

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